Retirement planning is at the heart of our mission. We strive to provide informative insights into both popular and not-so-well-known retirement savings strategies. Unfortunately, due to improper or poor planning, too many people retire with very little income and are required to downsize and completely give up the life to which they’ve grown accustomed, and many of those same people end up having to go back to work just to pay the bills. We hope that the information we provide on this site allows you to better prepare for your future in a way that will provide long-term for you and your loved ones.
Planning Ahead Let’s be honest. Life is short, things happen, and loved ones pass away unexpectedly, sometimes not only leaving their families in grief, but in financial distress, especially when the one to pass is the provider or source of income for the family. So how do you protect against this? Well, the first thing […]
Indexed Universal Life (IUL) Insurance Read More »
Overview An Individual 401(k), also known as a Solo 401(k) or, as defined by the IRS, a One-Participant 401(k), is like other 401(k) plans in that it is an employer-sponsored retirement savings plan. However, in the case of a Solo 401(k), you or your business is the plan sponsor, and you are the sole employee/beneficiary.
What is an Individual 401(k)? Read More »
Overview A Self-Directed IRA LLC is a retirement savings strategy used for those who do not qualify for, or prefer an alternative to, a Solo 401(k), but would like to benefit from the ability to self-direct their retirement funds in a similar way. One such example would be a business owner who has employees, thus
What is a Self-Directed IRA LLC? Read More »
An IRA, or Individual Retirement Arrangement, as defined by the IRS, is a “tax-advantaged personal savings plan.” Unlike a savings account, though, any deposits, or “contributions,” you make to these savings plans are are not typically readily accessible for withdrawal, or if they are, can have some pretty hefty penalties if done incorrectly or at
Traditional IRA vs ROTH IRA Read More »
